The U.S. government has been grappling with proposals aimed at canceling student loan debt, but because it’s a complicated and controversial issue, the process has been moving along in fits and starts. In the meantime, those 43 million people are still looking for solutions to this financial burden. If student debt is weighing heavily on your mind, not to mention your day-to-day lifestyle, it may be time to search for an employer that is willing to help you pay off some of that debt....

Growing Conditions: Full sun and well-drained soil Size: To 15 feet tall wide, depending on type Zones: 2-9, depending on species Test Garden Tip: Attract birds to your yard in summer with varieties like American cranberry viburnum, arrowwood, and doublefile viburnum. Growing Conditions: Full sun and well-drained soil Size: To 15 feet tall and wide, depending on species Zones: 3-9, depending on species Test Garden Tip: Short on space? Look for dwarf selections such as ‘Miniature Snowflake’, which stays less than three feet tall and wide....

We’ve narrowed it down to the 22 can’t-miss deals your skin will thank you for shopping—keep reading and hurry to shop them before Prime Day officially rolls around. Best Early Prime Day Face and Eye Cream Deals Even though summer’s humid weather might make you feel like skipping moisturizer, it’s important to still finish off your daily skincare routine with face creams since they seal in all the serums, toners, and eye gels you apply to your skin—not to mention infuse your skin with even more ingredients like vitamin C, niacinamide, and SPF....

“For any trending or popular toys, electronics, and beauty items, don’t wait and buy now,” says Kristen Gall, retail and shopping expert with Rakuten. With inventory shortages stemming from global supply chain issues, you’ll run the risk of these items going out of stock before you get the chance to purchase them," warns Gall. If you’re sticking to a budget during the holidays, avoid overspending by starting early and scoping out deals ahead of time on the items on your list, so you can get them as soon as those Black Friday or Cyber Monday deals start....

While chamomile tea is good for many things and is a great caffeine-free drink option, it’s not for everyone. (Like any plants, chamomile can cause rare allergic reactions in some people, and not enough studies have been done on its long-term safety for doctors to recommend drinking it during pregnancy.) Here are some of the most well-known chamomile tea benefits for health concerns adults face. Anxiety According to the National Alliance on Mental Illness, 40 million Americans suffer from anxiety disorders, making it the most common mental illness in the United States....

Failing to pay credit card balances off in full each month The first lesson applies to all credit card users. If you’re using your rewards credit card to accrue points or miles from everyday spending for groceries, entertainment, household expenses, and gas, be sure to pay your monthly credit card statement in full and on time each month. “I think the biggest mistake is carrying a balance,” shares Ted Rossman, Creditcards....

Truth is, some chemical-based cleaners are dangerous if not handled correctly. Here are some common mistakes to avoid, along with the right way to store all of the new additions to your cleaning supply stash. RELATED: 7 Cleaning Mistakes That Are Actually Unsafe If you can, limit the chemical cleaners to high-touch surfaces (countertops, doorknobs, faucets) and continue to use more natural solutions on other areas, such as windows and mirrors....

1. Rent the Runway Rent the Runway offers wear-and-return attire options for everything from black-tie galas to the office—but did you know you can rent fine jewelry too? Request a one-time rental for a specific event or sign up to receive monthly shipments of beautiful jewelry for as little as $6 per piece. 2. Flont Wish your jewelry box was overflowing with designer pieces? Flont can make that happen. At $59 per month, a Flont membership gives you access to jewelry from renowned fashion houses and need-to-know newcomers—and everything in between....

Based on this, I probably don’t need to tell you that I’m a longtime fan of the Cheap Old Houses Instagram account. Founded by Elizabeth and Ethan Finkelstein as a way to showcase—and ideally, save—some of the incredible, affordable historical homes remaining in the U.S., the account has amassed more than 1.9 million followers since its first post in 2016. Bonded by a shared love of wavy glass, kitchen built-ins, and original plumbing fixtures, what began on social media morphed into an active online community, and ultimately, a movement of people interested in and dedicated to preserving old houses....

Whether or not you believe in karma—financial or otherwise—one piece of this philosophy is certainly true: When you act with respect and integrity when it comes to money (yours and that of other people in your life), you’re more likely to be in good financial standing in the future. Here’s how you should handle your financial karma if: Fix your financial faux pas: If you have the money to pay back the person you owe money to, pay it back....

Inspired by folk tradition and craftsmanship, the shades were chosen by Joa Studholme, Farrow & Ball’s color curator, to evoke “the virtues of a simple life.” The playful assortment includes elevated versions of classic primary colors, a cheerful shade of green, and a warm, grounding white. “They are an eclectic mix of the pure and the humble that evokes the warmth and harmony of a more innocent age while celebrating life today,” Studholme said in a press release....

As the term implies, underearning occurs when someone makes under their potential and has a mental block around deserving or earning more. It can feel like being stuck in a loop—only making enough to get by. It can be caused by an accumulation of bad habits or even a mindset full of limiting beliefs. Either way, anyone suffering from underearning deserves to break the cycle. According to Stanny, underearners “have a high tolerance for low pay....

Included among Nordstrom’s extensive collection of online beauty products, 54 Thrones uses Africa-grown, skin-nourishing ingredients to create its line. Shoppers can choose from soaps, oils, masks, and more, but it’s the brand’s Beauty Butter that’s earned continued rave reviews from customers, including Oprah. Sold individually and as a set of five minis, Beauty Butter should be applied to the hands and face as a skin moisturizer. Infused with hydrating ingredients like shea butter, jojoba, almond, and avocado oil, the butters are “non-greasy” and “leave skin super-soft,” Sephora shoppers wrote....

Multi-generational living is on the rise. Since the start of the pandemic, many have invited their aging parents to join the household, or they’ve welcomed their college-age kids back to the nest. No matter the situation, a separate guest house will help your family stay close, while maintaining a healthy dose of distance. Since all of these thoughtfully designed house plans were created with coordinating sheds or tiny houses in mind, you can be sure the two buildings will work together seamlessly on your property....

“It’s important for those nearing and planning for retirement to consider what kind of retirement they want,” says Osmar Garcia, Northwestern Mutual financial advisor and co-founder and CEO of Garcia Wealth Management in Conway, Arkansas. “Do you want to travel often? Be close to family? Sit on a beach? Retire by age 65?” Garcia asks. Additionally, other decisions can affect your health care, long-term care, and more. Here are the most important financial decisions for retiring couples to make—together—before ending their careers....

“Pumpkin seeds are one of the foods I categorize almost medicinally because of all their benefits,” says Carolyn Brown, M.S., R.D., co-founder of Indigo Wellness Group. Pumpkin seeds (often sold in stores as pepitas) offer a broad and seriously impressive range of health benefits from reducing stress to improving fertility. As it turns out, pumpkin seeds aren’t the only seed that packs a superstar nutritional punch. “Seeds are powerhouses that you can actually grow an entire plant from,” explains Brown....

For those just learning how to start working out, resistance band exercises for beginners—paired with stretching exercises for recovery—can be a great place to start. Resistance band workouts are low-impact, which can protect joints, and resistance bands themselves are affordable, easy to find, and even easier to store. Working out with resistance bands can include a range of exercises for a variety of body parts, making it an effective workout whether you have a home gym or are using your living room as a workout space....

Unless you have a degree in finance and a passion for crunching numbers, things like budgeting, paying off loans, and figuring out your taxes can feel overwhelming and intimidating. If you have other constant stressors in your life, are struggling with your mental health, or have never been educated about personal finances, these tasks can feel even more difficult to tackle—and the advice to “just do it” isn’t exactly helpful....

Take a Virtual Tour of the Real Simple Home Here! For even more tidying tips, check out The Home Edit co-founders Joanna Teplin and Clea Shearer’s new special-edition magazine, The Home Edit: Feel-Good Organizing. It may even inspire you to actually organize that junk drawer. Resort Your Refrigerator If you’re currently stacking yogurt cups and placing produce on the open shelves in your fridge, you’re doing it wrong. Clear storage bins will keep items contained while making it easy to see what’s inside....

Once I reached week 14 and finally shared the news that I was expecting, advice rolled in from my friends about how they got through the first trimester. While their insight was interesting, it came a little too late. Here are a few of the healthy pregnancy tips I wish I’d known a bit earlier to make my first few weeks go more smoothly. Keep in mind that every pregnancy is different, so what works for some might not work for you—but you might just find something that makes those first few months a little easier to bear....